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Frequently Asked Questions

How long do I have to start a claim after an accident takes place?

There are two categories of claims: one for your accident benefits and another for initiating a legal action against the third-party driver, which is called a Tort claim.

When it comes to an accident benefits claim, we recommend submitting your application within 30 days from the accident date.

Regarding the commencement of a Tort claim against the third-party driver in Ontario, you have a two-year window from the date of the accident to initiate a claim.

It's important to be aware of this time limit, as failing to file a claim within the specified timeframe could result in your claim being barred by the court. However, it's recommended to consult with a lawyer as soon as possible after an accident to ensure you understand the specific timelines and requirements that may apply to your situation.

Can I still start a claim if I'm at fault?

Even if you were responsible for the accident, you have a right to receive medical rehabilitation benefits and income replacement benefits. To explore your rights, it's advisable to consult with a lawyer.

Do I have to pay for anything during my claim?

No. If your personal injury claim is being handled on a contingency fee basis, it means that your lawyer will not charge you upfront fees for their services. Instead, they will take a percentage of the compensation you receive if your claim is successful.

This fee is typically agreed upon in advance and is based on a percentage of the final settlement or court award. In addition to the contingency fee, there might be some disbursements or expenses related to your case that could be incurred, such as court filing fees, medical records, expert witness fees, and other administrative costs.

However, many personal injury lawyers also cover these disbursements on your behalf and only recover them if your case is successful. It's essential to discuss the specific terms of the contingency fee agreement with your lawyer before proceeding with your claim. This will help you understand the financial aspects of your case and ensure that you're aware of any potential costs or fees.

Do you offer free consultations?

Yes, we provide free consultations. To book a consultation, please give us a call at 877-33GBLAW or send an email to [email protected]

Do you offer your services on an hourly or contingency fee basis?

For personal injury cases, our services are on a contingency fee basis.

How long does this process take?

The duration of an insurance dispute can vary based on the specific circumstances involved.

How do I know if I have a personal injury case?

Not all accidents or injuries provide the basis for a personal injury claim. To establish the viability of your claim, you must demonstrate that the negligence or conduct of another party played a role in causing your injuries and that the seriousness of your injuries meets the required threshold.

What if I’m injured on someone else’s property?

Individuals who have suffered injuries due to the negligence of a property owner or possessor have the right to seek compensation for their damages, such as medical costs, lost income, and pain and suffering. If you find yourself injured on another person's premises, it's crucial to get in touch with us promptly to initiate an evaluation of your situation.

Furthermore, it's advisable to consult a legal expert before engaging in discussions with insurance adjusters or investigators employed by insurance firms. Being informed about your legal rights can be advantageous in all circumstances.

How much can I expect to receive for my injuries?

Prospective clients often inquire about this common question during their initial consultations. Assessing the value of your case involves several factors that need to be taken into account. To provide a more accurate estimation, we need to comprehensively understand your injuries and whether they may lead to future complications.

For instance, an injury that appears minor presently might escalate into a significant concern down the line. This progression could result in additional medical expenses, missed opportunities, and lost wages (both past and future), all of which contribute to determining the actual worth of your case. We can delve into the specifics of your situation extensively during your initial consultation.

What kind of benefits am I entitled to after a car accident?

When you are involved in a car accident or sustain injuries caused by a car, you have access to what is known as Accident Benefits. These benefits are provided based on a predefined Schedule established by the Ontario Government, which is included in all automobile insurance policies.

Certain minimum benefits are guaranteed to you, and while some individuals opt for enhanced coverage that offers increased benefits, most people have the standard coverage.

In the case of an accident, under a regular policy, you are eligible to receive compensation for lost income of up to $400.00 or $185.00 per week and coverage for medical expenses up to $3,500.00 if your injury falls within the minor injury category.
Should your injury exceed the confines of the minor injury guideline, your benefit level rises to $65,000.00 for various expenses.

In situations of severe injuries or what is classified as Catastrophic, individuals can access benefits of up to $1,000,000.00 for specific needs.

There may be instances where injured individuals have requirements and losses that surpass the provided benefit limits for medical expenses or involve care needs or income losses beyond the $400.00 per week or $185.00 per week if you are deemed to suffer from a complete inability to carry on a normal life.

In every scenario, it's recommended that injured individuals seek legal counsel. Depending on the circumstances of the accident, you may be entitled to compensation beyond the available accident benefits through legal action against the at-fault driver.

If you or a family member have been part of an accident, please don't hesitate to reach out to our team via phone or email for a discussion about your rights. The initial consultation is free, and we are eager to hear from you.

Do I have to appear in court?

After retaining GB Law as your legal representative, you generally don't need to personally attend court, with a few notable exceptions.

For many preliminary hearings, after filing a Designation of Counsel document, we can represent you. However, there are instances where your presence is required, such as during jury selection, when a witness gives oral evidence, trial proceedings, entering a guilty plea, sentencing, and if the court orders your appearance.

We'll inform you beforehand and make arrangements to ensure your readiness if your physical presence is necessary in court.

If I have been charged/arrested, what should I do? Are the police allowed to question me?

In the event of your arrest or criminal charges, it's crucial to remember that the Charter of Rights guarantees you certain rights. These encompass the right to remain silent, the right to legal counsel, and the presumption of innocence. Consequently, if you find yourself arrested or facing charges, request the presence of your lawyer and refrain from speaking until their arrival for legal guidance. While law enforcement can interrogate you, you possess the right to decline answering their inquiries.

What do I do if the police want to talk to me about something illegal I was involved in?

Whenever approached by the police for questioning, it's crucial to recognize that your statements can potentially be used to construct a case against you. Even a single misguided word could exacerbate your situation. This underscores the importance of promptly seeking guidance from a seasoned criminal defence attorney whenever the police wish to engage with you. An adept criminal lawyer can even manage interactions with law enforcement on your behalf, safeguarding you from any potential allegations. Should you find yourself facing legal issues with the police, don't hesitate to reach out to our team.

How much will this cost me?

Determining the time and cost involved in your case is a complex matter that depends on individual circumstances. Each case is unique and demands varying time commitments due to the specifics of the charges and the related investigation. For instance, a minor shoplifting case would naturally require less time than a case involving a year-long murder investigation with extensive police involvement.

At our firm, we offer two billing options for clients. Upon accepting your case, we present you with either a 'block fee' estimate or an hourly rate, both of which entail an initial retainer. This retainer is securely held in trust by us.

The block fee covers various aspects of the criminal law process up to a predetermined point, encompassing court appearances, disclosure review, additional disclosure requests, meetings with the Crown, and interactions with the Judge. The fee is influenced by factors such as the anticipated number of court appearances, the volume of disclosure, and the expected meetings with the Crown and Judge. For a trial, a separate retainer may be necessary, outlining the trial costs, usually calculated on a per-day basis at the lawyer's daily rate.

Many clients prefer the predictability of block fees, as they allow for manageable, interest-free partial payments over time. This approach helps you plan and budget with clarity.

Alternatively, an 'hourly rate' fee structure is based on the actual time your chosen lawyer spends on your case, with costs charged to your trust funds as the work is completed.

Regardless of your choice, we ensure complete transparency regarding fees during the initial consultation and retainer stage, so you're fully aware of the financial expectations from the outset.

What should I do to prepare for my first meeting with my lawyer/you?

In order to maximize the productivity of your initial consultation with your lawyer, it's essential to engage in thorough preparation. Here's a checklist outlining key actions you should take and items to bring to your first meeting:

  • Gather all relevant documents associated with your case
  • Compile a comprehensive list of potential witnesses, including their contact details
  • Draft a detailed account of the incident in question, along with the context leading up to it
  • Jot down any inquiries you wish to ask
How much does an employment lawyer cost?

It doesn’t cost you a thing, we operate on a contingency fee basis. Under this arrangement, there is no requirement for you to provide any fees upfront. Instead, a fee is assessed solely upon the resolution of your case through settlement or a successful trial outcome. The exact percentage of this fee is determined and agreed upon by all parties involved when the retainer agreement is formally executed.

When should I hire an employment lawyer?

If you find yourself in a conflict with your employer, facing an unjust termination, experiencing unfair treatment, coerced into signing agreements against your wishes, subjected to dismissal, offered a severance package, or encountering situations where your rights seem to be disregarded or unjustly contested, please contact our team as we’re here to help.

Do I get severance pay if I get fired?

Determining the answer to this question involves considering various factors. For instance, while you might be entitled to severance pay upon being terminated, such compensation might not be granted if your termination resulted from verified misconduct. To obtain a more precise response, we suggest consulting our team, who can analyze your individual situation.

My employer has terminated my employment and offered me a severance package that is more than the amount required by the Employment Standards Act. Should I take that amount?

The figures outlined in the Employment Standards Act represent the absolute minimum. In most cases, you are entitled to greater compensation. Determining the suitable amount for your wrongful dismissal case involves numerous considerations. It's essential to seek guidance from a lawyer well-versed in wrongful dismissal matters who can assess whether the offered amount is just and appropriate.

I get the feeling that I’m about to be fired. What should I do if I think I’m about to be fired or laid off?

Initially, seek counsel from a lawyer with expertise in wrongful dismissal law. If you are unjustly accused of misconduct, it might be wise to contest the allegation before any decision for your departure is made. In the event of a layoff unrelated to your performance, we can provide guidance on your rights and assist you in navigating the optimal approach to handle the circumstances.

How is severance pay calculated in Ontario?

The calculation of severance pay in Ontario is regulated by both the Employment Standards Act (ESA) and common law principles. While eligibility for severance pay involves additional factors, it's advisable to consult an employment lawyer when presented with a severance package. Aspects like your age, job prospects, tenure with your current employer, and more are taken into account when evaluating your entitlement to severance pay.

I have children, do I need a Will?

In the event that you have children, your Will presents an avenue to designate a Guardian. What some might overlook is that the chosen Guardian is required to initiate a formal application with the Court within 90 days to secure official approval. Should the designated Guardian be deemed unsuitable, the Court holds the authority to override the choice and appoint an alternative Guardian. Although the Court possesses this authority, the Will holds significant value as a clear expression of your preferences, carrying substantial influence. The role of a Guardian encompasses the responsibility for the child's well-being as well as the management of their property.

What happens if I don’t have a Will?

In the absence of a will, referred to as dying intestate, the disposition of your estate will adhere to the guidelines set forth in the Succession Law Reform Act (SLRA). If you are married and childless, your spouse will inherit your property. Conversely, if you're in a common-law relationship without marriage, your partner won't inherit your property automatically, but they might have grounds to make a support claim against the estate.

In the situation of dying intestate with a spouse and children, the SLRA outlines that the surviving spouse receives a preferential share, while the remaining assets are divided between the spouse and children. When there's no spouse or children, the estate passes to the deceased's parents. If the parents aren't living, the estate is equally shared among siblings.

In cases where siblings have already passed away, their share is divided equally among their own children. In instances where there is no spouse, heirs, or close relatives, the property reverts to the Crown through escheat, signifying that the government becomes the recipient of the estate's assets.

Does a separation affect my Will?

No, undergoing a separation from your spouse does not affect your will. Even if you pass away during the separation period, your spouse may still be entitled to inherit based on the existing will. However, it is crucial to create a new will after the separation to reflect any changes in your wishes and circumstances.

How does marriage affect my Will?

Marriage can revoke a previous will unless the possibility of marriage was accounted for. To ensure this, your will should contain a statement acknowledging the potential future marriage and the name of your intended spouse. Failing to update your will after marriage and subsequently passing away would result in intestacy. In this scenario, the distribution of your estate would be governed by Ontario's Succession Law Reform Act.

What is the difference between my Will and my Power of Attorney?

Both of these legal documents are crafted to reflect your intentions regarding your assets, belongings, and loved ones. Power of Attorney pertains to upholding your desires while you are alive up until your passing. On the other hand, your will pertains to the arrangements after your demise.