Motor Vehicle Accidents

Motor vehicle accidents have the potential to lead to physical disabilities and emotional distress, which in turn can impact an individual’s capacity to resume employment or education, provide care to family members, or regain a sense of normalcy. A severe injury from a car accident can upheave various aspects of one’s life, encompassing both their livelihood and family sphere. Due to injuries sustained in such incidents, you may necessitate medical interventions not covered by OHIP. These could range from vital safety-enhancing assistive devices and home adaptations to aid with personal care, household maintenance, therapies, and psychological support, among other needs.

The route to obtaining compensation frequently entails a convoluted and intricate process. This complexity stems from the intricate web of insurance regulations and statutes that dictate the processes of rehabilitation and reparation. In Ontario, the protocol entails prioritizing accident benefits insurance, typically your own policy, to avail medical and rehabilitation benefits, attendant care benefits, income replacement benefits, non-earner benefits, caregiver benefits, housekeeping benefits, death benefits, and more. Additionally, if another motor vehicle is found liable for the collision, you may also have the option to initiate legal proceedings against the third party involved. This legal route could encompass claims for pain and suffering, present and future income loss, anticipated future care expenses, and other categories of damages.

Embarking on a personal injury lawsuit subsequent to a car accident entail maneuvering through a complex network of protocols, encompassing court submissions and the intricate process of gathering factual information.